Static caravan parks will require that there is adequate insurance for every caravan, and with regards Public Liability Insurance there limit requires is  £5 million Public Liability cover.

Common causes of damage to Caravans are burst pipes during the winter months, together with accidental damage and storms.

Insurance cover can be Market Value or Reinstatement 'New for Old'

• Market Value - The cost of replacing your caravan at its present value, taking into consideration year of manufacture, type, wear and tear.
• Reinstatement ‘new for old’ - Your caravan and contents will be covered for replacement as new. (If we cannot replace your caravan with the same model, we will work with you to find the best equivalent).

and this includes protection against all of the following:

• Fire
• Flood (subject to location and excess)
• Storm
• Theft
• Malicious damage
• Impact
• Full accidental damage
• Loss of rent
• Site clearance
• Frozen food
• Alternative accommodation

(Cover is subject to the policy terms and conditions. General wear and tear or damage caused by poor maintenance is excluded from cover)

The policy will cover the structure, contents, furniture and includes debris removal and re-siting.