Holiday Home parks will insist that you have insurance, and most parks also insist that the policy includes £5 million Public Liability cover. Some parks allow sub-letting, others do not.

Common causes of damage to Leisure Lodges are burst pipes during the winter months, together with accidental damage and storms.

Insurance cover is on a Reinstatement 'New for Old' where your Lodge and contents will be covered for replacement as new and this includes protection against all of the following:

• Fire
• Flood (subject to location and excess)
• Storm
• Malicious damage
• Impact
• Full accidental damage
• Loss of rent
• Site clearance
• Frozen food
• Alternative accommodation

(Cover is subject to the policy terms and conditions. General wear and tear or damage caused by poor maintenance is excluded from cover)

The policy will cover the structure, contents, furniture and includes debris removal and re-siting.